Uncategorized

By Rob Schild Class Code Verification is a process by which specific information is reviewed to determine the appropriate class code assignment. It sounds easy enough, however simple oversights and misinterpretations can result in the failure to accurately apply the correct class code to a particular job resulting in erroneous bids, premium adjustments, false experience…

By Rob Schild Does your staffing company place temporary employees into professional positions/ capacity for your clients? If so, it is very important that you understand the difference between a temporary employee, consultant and/or independent contractor. Your staffing company might unknowingly be acting as a subcontractor, consultant, engineering, architectural, IT/programing, healthcare, legal, or financial or…

By Rob Schild For a staffing company, determining the correct workers’ compensation class codes for their clients and applying the correct class code for their employees working at their client’s location could mean the difference between profit and loss, remaining in business and closing your doors. Ultimately it is the staffing company that is held…

By Rob Schild Each year, usually 60 to 90 days prior to the ARD (Anniversary Rating Date), state workers’ compensation rating bureaus send out Experience Modification Worksheets, also known as MOD Worksheets, to those businesses that qualify under their guidelines. In short, the MOD Worksheet could be considered the company’s ‘Workers’ Compensation Report Card’. While…

By Rob Schild If you ask the average business owner about their personal credit, most would tell you pretty quickly where they stand. When you ask them about their business credit, they will just as quickly cite Dun & Bradstreet or Experian Business Credit. But ask those same business owners about their ‘Insurance Credit’ and…